More than 50% of Indian youth have a second income in addition to their primary job. These are mostly freelancing, Airbnb hosting, caregiving or social media management. This has been critical since inflation bites into consumer budgets. Further, having a side hustle helps to keep your hobbies intact, pay utility bills better and reduce risks of financial crunch. But all of these have some investment and require you to spare significant hours in a day. They also involve human interaction or visiting institutions. 

The good news is that referral services act as a fresh change. With the IDFC FIRST Bank MyFIRST Partner App program, all you need is a smartphone with stable internet connectivity. The whole process is online, so you can earn handsome amounts without having to leave the comfort of your home. Read on to find out how it works to start earning right away.


Download the app and upload the necessary documents. This will include a photograph and personal details. Enter your bank details for receiving the payouts. Verify the OTP and finish the registration. Now you have successfully partnered with the bank to become a loan agent. Here’s how you get paid for referrals. 

Step 1: A dedicated relationship manager and client acquisition support will train you. These are experienced mentors who ease the process of earning money. 

Step 2: Now look for people who require quick money. This can be anyone from friends, colleagues, and family members. 

Step 3: Now convince them to take the personal loan offered by IDFC FIRST Bank between ₹20,000 and ₹40 lakhs. It can be used for all purposes like starting a business, home repair, higher studies or real estate purchase. The tenure ranges from 6 months to 60 months. 

Step 4: Help them with filing the form, document verifications, and any other assistance required.

Step 5: Once approved, you can receive a flat 1.5% commission to your bank account in the blink of an eye! 

With the IDFC FIRST Bank MyFIRST Partner App, you can earn money weekly. It offers one of the highest-paying referral apps where you can collect more than ₹50,000 per month. This helps you to grow your savings, make the long-awaited travel plans, take up a course or invest in mutual funds. 

The fun part is that you can get gadgets and cash prizes with your incentives. One may also qualify for branch, regional, zonal, and national-level performance rewards. These are quite motivating and push you to work harder. 

Eligibility Criteria 

The applicant has to be above 23 years of age, an Indian citizen, and a resident within a serviceable location. There are no limits on earning. You can keep tracking your case on the highest-paying referral app for the best-in-class experience. 

The IDFC FIRST Bank MyFIRST Partner App is ideal for all age groups. The more people you get on board, the better your income potential. Make sure to consult a financial expert before taking a decision to avoid errors.